More than fourteen centuries ago, Christian monks drew up a list of seven sins. Not laws – a map of the human heart. Envy. Pride. Wrath. Sloth. Greed. Gluttony. Lust. It is still pretty much the most accurate psychology anyone has written.

The monks were looking at one soul at a time. Look at whole systems instead, and you find the same seven. A vice that stays private ruins one life. Scaled up, it becomes an institution: a tax, a ministry, an ideology, a budget line.

People will always have vices. The question is who pays for them.

Adam Smith noticed that we owe our dinner not to the butcher’s kindness but to his self-interest. A free market does not abolish greed – it puts it to work: you get rich only by serving others, and you go bankrupt if you don’t. The vice pays its own bill. Bad systems let the vice send its bill to someone else – the taxpayer, the next generation, the innocent.

A good civilization does not abolish sin. It sends the bill to the sinner.

Please take a moment to read my pastor’s essay.