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Nextcloud AIO provides a local backup solution based on BorgBackup. These backups act as a local restore point in case the installation gets corrupted. By using this tool, backups are incremental, differential, compressed and encrypted – so only the first backup will take a while. Further backups should be fast as only changes are taken into account.
It is recommended to create a backup before any container update. By doing this, you will be safe regarding any possible complication during updates because you will be able to restore the whole instance with basically one click.
The restore process should be pretty fast as rsync is used to restore the chosen backup which only transfers changed files and deletes additional ones.