New York City singles need to earn a sizable $184,420 per year to live comfortably, new research has revealed. //

Using the 50/30/20 finance rule — 50% of spending for essentials, 30% for leisure, and 20% for savings — the researchers determined a salary of $92,210 was needed in New York City simply to get by living alone. The team then doubled that figure to determine their definition of “living comfortably.” //

Meanwhile, the most expensive American city in which to live comfortably is San Jose, per the GOBankingRates study.

Given that the average price of a single-family home is just over $1.5 million, mortgage costs are sky-high.