So, to sum it up:

Get over the initial shock. You are still standing.

Leverage first your Additional Living Expenses coverage before anything by:

1. Renting or leasing a place near where you lived previously that is reasonably equivalent to your lifestyle. Don’t be as concerned with the rental payment vs your current mortgage. (You are still on the hook for the mortgage– don’t forget!)
2. Secure “rent to own” furniture, appliances etc. This will preserve other parts of your insurance along with immediate cash out of pocket. Let your insurance company pay both this and the rent directly so you can focus on other things.
3. Make sure to keep track of all your hotel bills, meals and other expenses while displaced and submit them for reimbursement.
4. See if you are eligible for an immediate check from your carrier.

Remember, the objective is to preserve your cash, coverage, and credit for what you will need on the journey. It is a long road but take joy in the fact you are still here to experience it.

Remember to celebrate the joy of still being alive. All else is just stuff, and stuff can be replaced.

Please note that all these recommendations are my experience and opinion and are conditional subject to the approval and policies of your claims adjuster and insurance company.